Calculator

Buyer closing costs calculator

Your down payment is only part of what you bring to the closing table. Add the costs around it to estimate the cash you need on closing day.

Your purchase

The price and down payment are placeholders. Replace them with your own. Leave a cost blank if you do not know it yet, and the result will say what it leaves out. Your lender's Loan Estimate and your title company's estimate give the real figures.

Home price ($)

Down payment (%)

Lender fees and points ($)

Title, settlement and recording ($)

Inspections and appraisal ($)

Your share of transfer tax (% of price)

Prepaid taxes, insurance and escrow ($)

Seller credits ($)

Your results

Cash you need at closing

–Estimated cash to close

–Down payment

–Closing costs, after credits

–Loan amount

Next, see the monthly payment.

Cash to close is one number. The monthly payment is the other. Run it for the same price in the mortgage calculator.

Mortgage Calculator

All calculations are estimates and provided for informational purposes only. Actual amounts may vary. This is not financial advice. Nothing you type here is saved or sent anywhere.

Next step

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