Calculator

Affordability calculator

Work out a price range that fits your income, your debts, and your down payment, using the guidelines lenders commonly start with.

Your finances

The numbers already in the boxes are placeholders. Replace them with your own. A lender decides what you are approved for, so treat this as a starting point.

Gross income ($ per year)

Monthly debt payments ($)

Down payment saved ($)

Interest rate (%)

Loan term (years)

Property tax and insurance (% of price per year)

Housing share of income (%)

Total debt share of income (%)

Your results

A price range to start from

–Estimated price you can afford

–Maximum monthly housing cost

–Loan amount

Next, see the monthly payment.

Pick a price from this range and run the full payment, with taxes and insurance, in the mortgage calculator.

Mortgage Calculator

All calculations are estimates and provided for informational purposes only. Actual amounts may vary. This is an estimate only. It uses common guidelines, not your lender's approval, and it ignores mortgage insurance and closing costs. It is not financial advice. Nothing you type here is saved or sent anywhere.

Next step

See the whole picture before you make your move.

A 30-minute call. Bring the address, the question, or the decision you are stuck on.

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